homeowners insurance policy

A customer called us today asking for a homeowners insurance quote.  After talking with her, I was able to sit down with her and review her current Gretna homeowners insurance policy.  

NEED:  Customer wanted to get her mortgage payments down.

 

PROBLEM:  She was sold an owner occupied rental dwelling policy with no liability.

She had NO coverage for

  • theft of contents
  • no water backup
  • no replacement cost on contents (subject to depreciation)

Her insurance agent also failed to provide a home owner of a 300,000 house with any liability protection.

Any claims made against this customer would have been paid out of her own pocket and all assets exposed to a plaintiff attorney.

 

VALUE:  We were able to get her a Homeowners Special Form Policy HO-3

  • Replacement Cost on all damage
  • Theft on contents
  • 300,000 of liability insurance included
  • Increased her contents coverage from 49,200 to 68,000
  • Lowered annual premium by -$690

 

If you live in Gretna, we have been able to help many of your neighbors with proper insurance protection and at a value you are looking for.

My name is Tim D’Angelo and you can call me now at 504.348.3131

or you can complete a quick form and schedule a time for us to talk about your homeowners insurance.