Louisiana Homeowners Insurance>New Orleans Homeowners Insurance>Kenner Homeowners Insurance

Is it possible that you have been paying too much for homeowners insurance in Kenner?

 

For years the Kenner homeowners insurance premiums were not very competitive.

The majority of companies that were writing in our area for some reason had higher rates than in other areas of New Orleans.

Maybe because Kenner has a lower elevation than other areas in our city?

Underwriters believed they would be more likely to flood than areas such as Metairie, New Orleans or the Westbank?

A 500,000 house in Kenner with the same construction (year built, brick, type of roof)

would cost more than a 500,000 house in New Orleans.

The good news is this has changed.

We are seeing two insurance companies begin to offer very competitive house insurance rates in Kenner.

How much does Kenner Homeowners Insurance cost?

It depends on a number of underwriting factors that can determine a premium.

  • Favorable Credit Score
  • Brick vs Frame construction
  • Hip roof vs Gable roof shape
  • Claims history
  • Monitored Burglar Alarm
  • Monitored Fire Alarm
  • Homeowner over 55 years old
  • Year built of house
  • Year of updates to Roof, Electrical, Plumbing, Heating A/C
  • Auto Insurance discount
  • Flood Insurance discount
  • Umbrella Discount

 

Can I lower my Kenner Homeowners insurance premium?

 

[ultimatetables 6 /]

*rates are based on many underwriting factors including but not limited to home construction type, roof shape, credit worthiness, claims history…

 

 

Can we help everyone in Kenner lower their homeowners insurance premium?

No. 

We can’t.

But we can review what you have and determine if it makes sense for you to move your insurance or stay with the insurance company you are with now.

 

Can you offer a lower hurricane deductible than 5%?

Yes.

Companies in Kenner are offering deductibles as low as 1% of your dwelling value.

 

What is the difference between a 5% and a 1% deductible?

If you have a 5% hurricane deductible and your house is insured for 500,000

your next claim check deduction for a Hurricane would be $25,000.

You are basically self insuring your home for a hurricane for the first $25,000.

If you have 1% hurricane deductible, 

your claim check deduction on the next hurricane claim would only be $5,000.

 

What’s this all about?

If you have been with a company for a very long time and have never taken the time to see what the Kenner Homeowners Insurance market has to offer today,

it is worth your time.

If your current agent tells you “there are no other insurance companies writing”

or

“you can’t get lower than a 5% hurricane deductible”

you need to give us a call.

My name is Tim D’Angelo and here at FM Agency Group I would like the opportunity to talk to you about your homeowners insurance.  

We’re here for you.

504.348.3131