Who are the best Louisiana Home Insurance companies writing now in South Louisiana (Reviews/Ratings)

When we speak with potential home insurance clients, sometimes they ask us

What other home insurance companies are writing in Louisiana? 

I wanted to list all the companies that I know of writing new home insurance policies in South Louisiana.  FM Agency Group does not represent all of the companies listed below, but we wanted to provide this information to everyone because we know residents in South Louisiana pay some of the highest homeowners insurance premiums in the country.

The list of Home Insurance Companies does not indicate each company will offer you a quote proposal on your house.

Underwriting guidelines are different for each company and are subject to change. Multiple rating factors and location of your property will determine acceptability. 


Admitted Companies 

Access Home Insurance Company

Formed in 2011 with their main office in Baton Rouge, La.  


Corporate headquarters is located in New Orleans, LA and their staff are based in-state.  

ASI Lloyds

Based in St. Petersburg, Florida, they began writing Louisiana home policies through independent agents in 2008. 


Founded in 1976,  Bankers Insurance Group has grown from a small local company to a diverse corporation.

Centauri Specialty

Centauri, an admitted carrier,  has a proven track record, transforming a niche, single-state carrier into a super-regional company writing multiple lines.

Citizens Fair Plan

State Insurance Plan designed for properties that may not fit into the underwriting guidelines of the companies listed here.

Family Security

Family Security Insurance Company is a new multi-line personal lines insurance company domiciled in Hawaii, with initial state operations in Hawaii and Louisiana.

Federated National

Founded in Florida in 1992 and began writing in Louisiana about a year ago.


Gulfstream Property and Casualty Insurance Company specializes in insuring homes and families throughout the Gulf Coast.

Imperial Fire and Casualty

A Rated by AM Best, Imperial Fire is currently writing new homeowners and rental dwellings with auto and flood discounts packaged with one company.


An admitted property and casualty insurance company based in Orlando, FL.  


Louisiana and Texas writing homeowners, rental dwellings, manufactured homes and flood.  

Occidental Fire and Casualty

Occidental Fire & Casualty Insurance Company of North Carolina has provided unique and specialty insurance coverage in the United States since 1962.

Southern Fidelity

Founded in 2004, SFIC specializes in personal property and casualty insurance products. 


Specializing in coastal states since 1999. New entry into Louisiana this year.  



Surplus Lines Insurance Companies

Geovera Specialty

GeoVera Specialty is a wholly owned subsidiary of GeoVera Holdings, Inc., a market leader in the insurance field.  They offer superior products in areas where coverage may not be available in the admitted market.

North Light Specialty Insurance Company

North Light Specialty Insurance Company provides specialized, consumer-focused insurance products and services designed to help protect individuals as well as families.


Scottsdale Insurance Company benefits from the backing of one of the largest insurance and financial service providers in the United States


Lexington Insurance Company, an AIG Company, is the leading U.S.-based surplus lines insurer.  An industry leader in property, casualty, specialty coverage, and program insurance.

Lloyds of London

Lloyd’s is the world’s specialist insurance market providing insurance services in over 200 countries and territories 


Listed above are home insurance companies to consider if you’re getting quotes for your new home purchase or wanting a quote on your home insurance renewal offer.  

The list provides you with a start for your research. 

Many factors should be considered when selecting a new home insurance company. 

Rates are currently low due to low reinsurance costs for insurance companies.


When selecting an insurance company to cover your most valuable asset just make sure they have

1.  Financial stability

2.  Rate stability (do they take rate increases at renewal?)

3.  Claim paying ability after a weather event


My name is Tim D’Angelo and I would like the opportunity to talk to you about your Homeowners Insurance.  

FM Agency Group has been helping Louisiana residents lower their home insurance premiums since 2001.

We pride ourselves on delivering flexible customized Home Insurance Quote Proposals based on the coverage YOU want not what the Insurance company wants to give you.

If you are ready to take a look at what we can do

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