2018 List of Homeowners Insurance Companies writing in Louisiana

Here is the list of companies writing new policies in South Louisiana.

Some of the companies listed here may not offer new policies in your area due to underwriting restrictions.

2018 List of Home Insurance Companies


Admitted Companies (protected by LIGA)

Access Home Insurance Company

Formed in 2011 with their main office in Baton Rouge, La.


Corporate headquarters is located in New Orleans, LA and their staff are based in-state.

Allied Trust 

Started in Texas and now writing new policies in Louisiana.

Anchor Insurance

Currently writing in 7 states including Louisiana.

ASI Lloyds

Based in St. Petersburg, Florida, they began writing Louisiana home policies through independent agents in 2008.

Bankers Specialty

Founded in 1976,  Bankers Insurance Group has grown from a small local company to a diverse corporation.

Capitol Preferred

Started in 1988 and provides homeowners and rental dwelling insurance in Florida, South Carolina and Louisiana.

Centauri Specialty

Centauri, an admitted carrier,  has a proven track record, transforming a niche, single-state carrier into a super-regional company writing multiple lines.

Citizens Fair Plan

State Insurance Plan designed for properties that may not fit into the underwriting guidelines of the companies listed here.

Excalibur Insurance

Writing Homeowners and Landlord dwelling policies in Louisiana

Family Security

Family Security Insurance Company is a new multi-line personal lines insurance company domiciled in Hawaii, with initial state operations in Hawaii and Louisiana.  Family Security was purchased by UPC.

Federated National

Located in Sunrise, Florida.  They are writing new policies in Louisiana through independent agents.


Gulfstream Property and Casualty Insurance Company specializes in insuring homes and families throughout the Gulf Coast.

Gulf States Insurance

New entry into the Louisiana market. 

Imperial Fire and Casualty

Imperial Fire & Casualty is headquartered in Opelousas, Louisiana and is a leading provider of insurance products including personal auto, commercial auto, personal property and flood policies. Imperial Fire and Casualty was purchased by National General Insurance company.


An admitted property and casualty insurance company based in Orlando, FL.


Maison Insurance Company is an admitted property and casualty insurance company based in Louisiana. They provide H03 (homeowner),DP3 (dwelling),Flood Coverage, and Mobile Home policies. 

National General Insurance

Formed in the 1920’s from two insurance companies, they have become a national writer of auto, homeowners, rv and flood insurance.  The one company now that can write auto, home and flood together.

Occidental Fire and Casualty

Occidental Fire & Casualty Insurance Company of North Carolina has provided unique and specialty insurance coverage in the United States since 1962.

Safepoint Insurance

New entry into Louisiana from Florida.  Writing homeowners, rental dwellings, Condo and HO-4 Contents policies

Southern Fidelity

Founded in 2004, SFIC specializes in personal property and casualty insurance products.

Spinnaker Insurance

Admitted and A rated by AM Best writing new policies in Louisiana.


Specializing in coastal states since 1999. Newer entry into Louisiana.


Surplus Lines Insurance Companies (not protected by LIGA)

Dover Bay Specialty

Owned by State Farm and currently writing in three states. 

Geovera Specialty

GeoVera Specialty is a wholly owned subsidiary of GeoVera Holdings, Inc., a market leader in the insurance field. They offer superior products in areas where coverage may not be available in the admitted market.



Scottsdale Insurance Company benefits from the backing of one of the largest insurance and financial service providers in the United States


Lexington Insurance Company, an AIG Company, is the leading U.S.-based surplus lines insurer.  An industry leader in property, casualty, specialty coverage, and program insurance.

Lloyds of London

Lloyd’s is the world’s specialist insurance market providing insurance services in over 200 countries and territories

Higher Value homes usually starting at 1,000,000 insured value

Ace Platinum Portfolio

With just one policy, ACE can provide superior coverage for your home, vacation property, autos, jewelry and valuable collections, watercraft and personal liability.

AIG Private Client

In some areas the home value must be at least 1,500,000.   The home insurance policy must accompany two other lines of business such as Auto, Boat, Jewelry, Umbrella and Excess Liability.

Chubb Insurance Company

Can write a stand alone Homeowners Policy in select areas.  Chubb has over 30 years experience specializing in the affluent market.  They are also to write the Auto, Home, Watercraft, Umbrella and Valuable Articles.

Fireman’s Fund

For High Net Worth and affluent customers, they offer customized and innovative products with creative, flexible underwriting solutions for unique and complete risks.


Privilege Underwriters Reciprocal Exchange is a member-owned offering exceptional coverage and savings to responsible owners of well built homes including high value homeowners.


FM Agency Group is a Louisiana independent insurance agency that has been helping residents with their home insurance since 2001.

We do not represent all the companies listed above but we can provide you with at least 3 proposals to compare with what you have now.

If you purchased a homeowners policy in the past 2 years, your policy should still be competitive, but if you have an older policy, you should consider a review and determine if your policy is still the most competitive.

My name is Tim D’Angelo and I can review your homeowners insurance protection for you.

Give me a call at 504.348.3131 or send me an email contact@fmagencygroup.com