CLAIMS






Bad things happen to good people


Cheap insurance policies get expensive after a claim


When a claim happens you have a few options


🚨Turn in the claim directly to the insurance company and represent yourself against the insurance company


If you purchase your insurance policy directly from an insurance company you have no other option


🚨Contact our office and discuss the claim before you turn it in


I handled car insurance personal injury and property damage claims for 6 years with a major insurance company



Do you know what you need to do after an accident?


(I discovered my wife didn't know)


🚨Never turn in a Home Insurance property damage claim directly to the insurance company


I have customers that decide to turn in a claim directly to the insurance company and after the deductible they get a claim check for $726


Not all claims are covered


A Home insurance policy is not a home maintenance policy


It is for sudden and accidental occurrences that result in a financial devastating event


The claim stays on the record for 3 years and all companies will surcharge (more $$$) at renewal for an active claim history


from the Desk of Agent Tim


Here are your options