When you need more liability than your policy has to offer
Your insurance policy may only have 300,000 of coverage to pay an unexpected injury claim or property damage to others but the damage could far exceed the available insurance coverage on your policy
When that happens your bank account is responsible for paying the rest
You can purchase an excess liability policy that will give you up to 10,000,000 of additional protection and the cost is as low as $30 a month
How much additional liability insurance do you need?
You can purchase additional liability starting at 100,000 but you can increase your protection to insulate yourself and your bank account from any financial risk
Limits start at 100,000 and can be purchased up to 10,000,000
In the event of a liability claim against you remember you can never have enough liability insurance
You need to buy enough coverage that helps you protect what you have and prevent any future wage garnishment
Who needs an Excess Liability policy?
Own a home
Rental property investors
You own a swimming pool
You host parties or guests to your home
You own a boat
You own a golf cart
You are active on social media
You have a child that has a driver’s license
You have a dog
You drive a car
Benefits of an Excess Liability policy?
Protect you against bodily injury and property damage claims
Purchase additional liability where you need it
Keep your existing underlying insurance coverage with your insurance company