THE COVERAGE REAL ESTATE INVESTORS NEED
from the desk of Agent Tim
TWO POLICIES THAT PROTECT REAL ESTATE INVESTORS
Your primary rental property insurance policy should have 300,000 liability limit offered from the insurance company
But is it enough to protect you from an excess liability judgement?
A recent claim was from a tenant allowing neighbor's kids to play on the front porch.
One of the kids slid down an iron railing that was compromised with a section of broken metal
The child sliced her arm and now the claim is headed to court
If you were the owner of the property and your day in court was tomorrow would you sleep like a baby knowing you only had 100,000 or 300,000 of coverage?
Any judgement above your primary liability limit would be payable from your checking account
Here are the two policies that can protect Real Estate investors
Excess Liability and Personal Umbrella
*The benefit of our personal umbrella program is you can add rental properties owned in an LLC to the policy so it will give you up to 5,000,000 over your cars, home and rental properties on one policy
STEPS NEEDED TO GET YOUR RATE
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We can review your protection at renewal each year
I help you get the protection you need for the value you want
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