Excess liability | FM Agency Group

EXCESS LIABILITY

THE COVERAGE REAL ESTATE INVESTORS NEED

from the desk of Agent Tim


TWO POLICIES THAT PROTECT REAL ESTATE INVESTORS


Your primary rental property insurance policy should have 300,000 liability limit offered from the insurance company


But is it enough to protect you from an excess liability judgement?


A recent claim was from a tenant allowing neighbor's kids to play on the front porch.


One of the kids slid down an iron railing that was compromised with a section of broken metal


The child sliced her arm and now the claim is headed to court


If you were the owner of the property and your day in court was tomorrow would you sleep like a baby knowing you only had 100,000 or 300,000 of coverage?


Any judgement above your primary liability limit would be payable from your checking account


Here are the two policies that can protect Real Estate investors


Excess Liability and Personal Umbrella


*The benefit of our personal umbrella program is you can add rental properties owned in an LLC to the policy so it will give you up to 5,000,000 over your cars, home and rental properties on one policy

EXCESS LIABILITY

  • Up to 5,000,000 of protection
  • Limits start at 100,000
  • LLC or personal name 
  • Up to 12 doors
  • Rates start at $300/yr

PERSONAL UMBRELLA

  • Includes Home and Car
  • Car optional
  • LLC or personal name 
  • Up to 12 doors
  • Rates start at $300/yr

STEPS NEEDED TO GET YOUR RATE


Complete the form and an email will be sent asking for additional information

rISK ANALYSIS

Get a complete protection proposal

GET YOUR RATE

We deliver the rates from A rated insurance companies

ANNUAL REVIEW

We can review your protection at renewal each year

AGENT TIM

I help you get the protection you need for the value you want

100% CUSTOMER SATISFACTION


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