homeowners insurance

Not sure if you should hire a real estate agent or just stick a sign in your yard FOR SALE BY OWNER if you are going to sell your house?

The decision can be tempting so you can save the real estate broker commission but before you do, take a look at the 46 reasons you should hire a real estate agent to work for you and what they do all day every day.


  1. Keep transaction on track
  2. Negotiate necessary repairs
  3. Keep up with changing laws
  4. Verify buyers have ordered homeowners insurance
  5. Keep social media profiles active
  6. Verify delivery of title commitment
  7. Schedule closings
  8. Return email asap
  9. Show hundreds of homes
  10. Answer your phone
  11. Determine fair market value
  12. Coordinate closings
  13. Manage client’s emotions
  14. Remind clients to schedule utilities
  15. Dispute low appraisal
  16. Meet with the inspector
  17. Prepare local market analysis
  18. Check in with clients regularly
  19. Schedule listing appointments
  20. Return missed phone calls
  21. Help stage and present listings to network
  22. Verify completion of repairs
  23. Review HUD for errors
  24. Schedule and perform final walk through
  25. Negotiate contract terms
  26. Verify home warranty was ordered
  27. Attend property inspection
  28. Get all disclosures delivered and signed
  29. Know your local market stats
  30. Provide comps for appraiser
  31. Explain neighborhood amenities
  32. Keep MLS listing data current
  33. Advise buyers on offer price
  34. Educate consumers
  35. Get signed contract to the title co
  36. Run comparables
  37. Answer questions from online inquiries
  38. Schedule showings
  39. Translate inspection report
  40. Negotiate offers
  41. Maintain yearly continued education
  42. Verify clear title on property
  43. Meet the appraiser
  44. Make sure the loan is funded
  45. Check up on past clients
  46. Deal with vendors


Here are some FSBO For Sale by Owner statistics to consider

FSBO accounted for 8% of home sales in 2014.

The typical FSBO home sold for $210,000 compared to $249,000 for real estate assisted home sale.


The 7 Most difficult tasks for For Sale By Owner FSBO sellers are:

  • Understanding and performing the paperwork
  • Getting the right price
  • Preparing fixing up a home for sale
  • Selling within the planned length of time
  • Having enough time to devote to all aspects of the sale
  • Way too many people to negotiate with
  • Your yard sign is not online (agents have a network and you don’t)


What’s this all about?

If it were so easy to just stick a sign in your yard, you would hand over the keys and the buyer would hand over a bag of money.

But the reality is the transaction is an extremely complicated and difficult one to navigate on your own.


You can hire a real estate professional to help you 

  • sell your house
  • get the most money the market will generate for you
  • handle all the paperwork 
  • provide a trusted resource to answer every question


The decision to hire a real estate professional is a no brainer.

If you are buying a house and need a homeowners insurance protection proposal,

my name is Tim D’Angelo and I would like the opportunity to talk to you about homeowners insurance.  

FM Agency Group knows homeowners insurance.

Contact us to discover the difference.