A customer called us today asking for a homeowners insurance quote. After talking with her, I was able to sit down with her and review her current Gretna homeowners insurance policy.
NEED: Customer wanted to get her mortgage payments down.
PROBLEM: She was sold an owner occupied rental dwelling policy with no liability.
She had NO coverage for
- theft of contents
- no water backup
- no replacement cost on contents (subject to depreciation)
Her insurance agent also failed to provide a home owner of a 300,000 house with any liability protection.
Any claims made against this customer would have been paid out of her own pocket and all assets exposed to a plaintiff attorney.
VALUE: We were able to get her a Homeowners Special Form Policy HO-3
- Replacement Cost on all damage
- Theft on contents
- 300,000 of liability insurance included
- Increased her contents coverage from 49,200 to 68,000
- Lowered annual premium by -$690
If you live in Gretna, we have been able to help many of your neighbors with proper insurance protection and at a value you are looking for.
My name is Tim D’Angelo and you can call me now at 504.348.3131
or you can complete a quick form and schedule a time for us to talk about your homeowners insurance.