We Help You with Home Insurance

If you had a renewal increase, bad claims experience, don’t like your agent or insurance company or you’re buying a new home

WE CAN HELP

LET’S GET STARTED

Home Insurance Simplified

Not all home insurance policies are the same


How much does Home Insurance cost?

Rates are based on home characteristics such as, but not limited to, the size of your home, construction type, roof shape, credit worthiness, original year built and your claim history.

What is a Hurricane Deductible Percentage?

The usual percentages are 2, 3 or 5%. This NOT a percentage of the damage deducted but it is the percentage of the insured value. Example) 200,000 home with a 2% Hurricane Deductible is (200,000 x 2% = $4,000). The insurance company will deduct $4,000 from your next hurricane damage related claim check.

Which Insurance company has the lowest rates on Home Insurance?

It all depends on the geographical location of your home. Not all insurance company rates are the same and not all insurance companies offer policies in every zip code. You should get rates from more than one insurance company.

Does home Insurance replace my roof?

Depends on the original year of your roof. Depending on the insurance company some companies will no longer provide replacement of your roof if the shingles are towards the end of their life. Twenty to Twenty Five year old shingles you should consider replacing your roof.

Do I need to purchase Home Insurance?

You do if you have a mortgage as it is a requirement of your loan. A large home insurance claim can be a financially devastating event such as a fire, tornado or busted pipe can cause excessive damage to your property. You want the insurance company to pay for large losses.

Does my policy pay to rebuild my home?

Each policy has a limit that the insurance company will pay. The limit is also known as the insured value. In recent years the cost to build a home has increased and most home insurance policies are now under-insured which means you will not have enough money to rebuild your home if destroyed.

Complete the Form to Start Saving

Why are you requesting a quote?(Required)
I would like(Required)
Auto Complete Address(Required)
Construction Type
Max. file size: 32 MB.

HOMEOWNERS INSURANCE CAN BE COMPLICATED

WE HELP YOU CHOOSE THE RIGHT INSURANCE COVERAGE

CALL NOW 504.348.3131

Home Insurance Rates are going up

As more companies are raising rates at renewal it is important that you see rates from more than one insurance company

Customize your Coverage

We help you understand the different coverage levels so you know what you are buying

More for Less

Higher limits at a lower rate to get you the protection you need for the value you want

A Rated Insurance

Now more than ever you need a company that is well positioned to remain after a claim is filed

Complete the Quick Form to get Started

Why are you requesting a quote?(Required)
I would like(Required)
Auto Complete Address(Required)
Construction Type
Max. file size: 32 MB.

OUR STRESS FREE SWITCH

WE MAKE IT EASY FOR YOU

EASY TRANSFER

You are not locked into a 12 month contract because you can cancel at any time and get a pro-rated refund back to you not the mortgage company

NO COVERAGE GAPS

We make sure you don’t lose any coverage so your coverage transfers to your new policy without a lapse

WE HANDLE THE PAPERWORK

You don’t have to contact your previous agent or insurance company as we handle the transition and get your previous policy canceled

Request your Quote by Text, Email or Call

TEXT US
CALL NOW
SCHEDULE A CALL

Over 200+ Google 5 Star Reviews

Complete the Form to Start Saving

Why are you requesting a quote?(Required)
I would like(Required)
Auto Complete Address(Required)
Construction Type
Max. file size: 32 MB.

Homeowners Insurance

Fast affordable insurance coverage from A rated Insurance Companies in Louisiana, Mississippi and Alabama

GET YOUR QUOTE HERE

Office

201 Evans Rd

Elmwood, La 70123

Hours

Mon-Fri: 9am – 5pm

Sat-Sun Text Us

Via Email

tim@fmagencygroup.com
liz@fmagencygroup.com
service@fmagencygroup.com

Via Phone

Tel: 504-348-3131