The cost of church insurance in New Orleans can vary on the type of construction of the building
Underwriting factors that can change the rate you pay for insurance can be, but not limited to, the
Age of the building
Brick veneer, masonry or frame
Age of roof replacement
How does an insurance company determine the rate they charge for Church Insurance?
The rates can change in New Orleans based on when the wind blows
If a hurricane or tropical storm blows through town, rates can go up higher as most insurance companies will take a rate increase
A rule of thumb is anywhere from .90 cents to 1.10 per $100 of insured value
If you have a 300,000 church building and use the simple formula above
you could pay $2700 to $3300 on a 300,000 building
What about Church General Liability insurance of 1,000,000?
Base rate starts at $750 per year
What type of coverage is provided on a Church Insurance policy?
Professional liability for church members
Sexual Molestation and Misconduct
General Liability for slip n fall
Commercial Church Bus auto insurance
Non Owned and Hired Auto
Directors and Officers
Which insurance companies write Church Insurance in Louisiana?
This will depend on the zip code your church is located in
A church in Grand Isle may not be able to obtain wind coverage but a Church off of St. Charles ave in New Orleans can
It all depends on the location of the property
If you have a Church insurance renewal coming up in Louisiana and would like a quote proposal to compare with your current renewal just let us know
You can call us at 504.348.3131 as we write in all of Louisiana or you can complete a quick contact form