How much does Metairie Home Insurance Cost?

How much does Metairie home insurance cost?

Metairie Home Insurance can vary based on underwriting factors that are not limited to

  • Your credit score
  • The age of the house
  • Brick or Frame construction
  • Year of roof replacement
  • Gable or Hip shape roof

There are many underwriting factors that go into a home insurance premium. 

Throughout the years we have helped many residents with their home insurance needs all over the state of Louisiana.

The cost of home insurance can vary not only from parish to parish but from neighbor to neighbor


Here is a house in Metairie Zip Code 70005

It is a brick house with a hip roof built in 1978.

Replacement Cost 240,000

Hurricane Deductible 1% – 2%

All Other Peril Deductible 1,000 – 2500

*Average Premium $1200 to $2800

*homeowners insurance rates in Metairie could be lower based on, but not limited to, underwriting factors, home features, credit worthiness and claims history.


Homeowners insurance rates are usually based on many underwriting factors but not limited to credit worthiness, age of house, construction materials, roof shape, security features and claims history up to five years.


If you are searching for a new home purchase in Metairie

here are some house features you could look for that could reduce the home insurance premium.


Hip Roof Shape

– a roof where all sides slope downwards to the walls or gutters.

Brick House

-brick homes are less expensive than frame home insurance quotes

Year Built

-newer homes receive more premium credit than older ones

Monitored Burglar and Fire Alarm

-Premium credit for having both monitored

Renovated Property

-Electrical, Plumbing, Roof and Heating A/C


If you need a quote on new purchase in Metairie or have an existing Metairie home insurance renewal that you would like us to review

give us a call at 504.348.3131 or complete or quick form


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