national general insurance

National General Insurance is a subsidiary of National General Holdings Corporation (NASDAQ: NGHC)

National General Holdings Corporation is a multi-billion dollar holdings company which offers home, auto, life, accident and health insurance through more than 23,000 independent agents across the country.

National General Insurance, formerly the GMAC Insurance Group is a Winston-Salem, North Carolina-based property and casualty insurance company.

The company was founded in 1920.

The insurance company originated from the automotive industry when is was created by General Motors.



One of the two companies that became National General Insurance was life insurance company Integon, founded in Greensboro, North Carolina in 1920.
 Motors Insurance Company was the second company and was founded in 1925 by General Motors.
On July 1, 2013, GMAC Insurance changed its name to National General Insurance.



  • AUTO
  • RV


Customer service: 1 (800) 462-2123
Sales: 1 (800) 847-2886
Headquarters: Winston-Salem, NC
CEO: Barry Karfunkel (Apr 27, 2016)
CFO: Michael Weiner CFA
Founded: 1920

national general insurance am best rating


Did you know?

Only a handful of homeowners companies writing in South Louisiana have an AM Best rating.

Majority of companies in our area only have a Demotech rating due to their financial size.

AM Best Rated companies are usually larger in size and have the financial resources to handle major claim events without relying on their insurance company (reinsurance) to pay claims.

(not having an AM Best rating in no way indicates your current insurance company can’t pay claims)


Are they an admitted insurance company in Louisiana?


They are protected up to 500,000 per house by LIGA

Louisiana Insurance Guaranty Association

Surplus Lines companies have no protection by LIGA.

Read more about Surplus Lines vs. Admitted companies here

Benefits of National General Insurance

Annual auto policy terms available

Ability to grab multiple discounts when you package the auto, home and flood

National Insurance company writing in multiple states

Financial strength of an A rated AM Best Insurance company

Admitted in Louisiana with LIGA protection

One company one call for all claims on auto, home and flood.

How can I get 21% premium discount off of my policy?

National General Insurance offers packaged discounts

when you bundle auto, home and flood insurance policies together.

Other discounts available

Accident Free

Claims Free

3+ years with current insurance company

Advanced quoting 7+ days before effective date



Paid in full

EFT Electronic Funds Transfer from your checking account

Paperless all documents to your email

Good Student 3.0 grade point average

GMAC/GM relationship discount to anyone with an Ally Bank/Financial auto loan