ALABAMA HOMEOWNERS INSURANCE
We lower your rates not your home insurance coverage
Do you have a 5% Wind or Hail deductible?
What happens on the next wind or hail claim is the insurance company will deduct 5% of your dwelling coverage A limit from the claim check
An example is if you have a 250,000 home and you have a 5% wind or hail deductible the insurance company will deduct 250,000 x 5% = $12,500
On your next wind, hail, tornado or hurricane claim you would get nothing for your roof because the insurance company will deduct $12,500 and you will get a letter that reads “damages below your deductible”
You are basically self insuring your roof with your own bank account
If you need a lower wind/hail/tornado or hurricane deductible we can deliver a lower deductible for you
We make finding a new insurance company easy
HOW IT WORKS:
FILL OUT THE FORM
You will be able to review your protection needs with our licensed representative
We will deliver to you quote proposals from Top Rated insurance companies
You can continue to buy online or get all your questions answered over the phone
CONTACT US NOW TO REVIEW YOUR ALABAMA HOME INSURANCE
ANNUAL RENEWAL REVIEWS EACH YEAR
We’re here after the policy is sold to review your renewal each year to make sure you are still getting the lowest rates
They are awesome. Everyone I’ve dealt with, are always friendly, professional and quick to respond. In the past, they have proactively called to save us money more than once.
Tim helped me obtain home insurance at a very reasonable price compared to my other policy, and at the last minute. He was very knowledgeable about everything, and really made a big difference in my budget. I also changed my Auto, Boat and Flood
BENEFITS OF A BETTER INSURANCE BROKER
- ACCESS TO MORE THAN ONE INSURANCE COMPANY TO GET THE BEST RATES
- CLAIMS ADVOCATE TO WORK WITH YOU ON CLAIMS RESOLUTION AGAINST THE INSURANCE COMPANY
- ANNUAL RATE REVIEWS TO MAKE SURE YOU ARE STILL GETTING THE LOWEST RATES
- LICENSED INSURANCE ADVISOR EXPLAINS COMPLICATED INSURANCE COVERAGE IN SIMPLE TERMS
Discover a better insurance broker today
You have questions and we have answers
FREQUENTLY ASKED QUESTIONS
What is an insurance package?
An insurance package combines your car, home and umbrella with one insurance company
What is the benefit of packaging my insurance together?
More discounts results in lower rates. Flood, Car and Rental property package options
Which insurance companies do you represent?
A rated insurance companies that provide Homeowners insurance in your area
Who is FM Agency Group?
FM Agency Group started in 2003 and is a licensed property and casualty insurance broker in Louisiana, Alabama and Mississippi
Is this a lead generation website?
NO you will get to speak to a licensed insurance coverage advisor with FM Agency Group to answer all your questions and we become your personal insurance advisor for the duration of your insurance policy and if a claim happens, you get assigned your own insurance claims advisor with our agency to help you when you are talking to an insurance company claim representative. We represent you not the insurance company.
GET STARTED TODAY
WE MAKE INSURANCE SIMPLE AND EASY TO UNDERSTAND AND DELIVER THE LOWEST RATES WITHOUT LOSING THE COVERAGE YOU NEED
FM Agency Group is a licensed insurance agency in Louisiana Alabama and Mississippi since 2003.
FM Agency Group and Agent Tim policies are issued in Louisiana and Mississippi through A rated AM Best insurance companies.
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