NHB | FM Agency Group

NEW HOMEBUYER INSURANCE PROGRAM


Up to 25% off rates when you qualify

10% NEW HOME

If you buy a home in the next 90 days you get the discount

10% CREDIT SCORE

Higher your credit score the lower the rate

5% PACKAGE DISCOUNT

Protect your new home with flood insurance

⚠️BUYER BEWARE

Here are the most common coverages Removed by Insurance agents and Mortgage Brokers when you are getting "cheap Home Insurance" quotes


REPLACEMENT COST ON CONTENTS


Agents will remove this coverage because it allows the quote to be $200-$300 cheaper than the other quotes you received.


Without replacement cost the insurance claim rep takes depreciation on your personal property inside the home. 


You're left with not enough to replace your property


ROOF REPLACEMENT COVERAGE


If you see ACV roof endorsement on the quote you will not get enough money to replace your roof when the next hail storm or hurricane hits


WATER BACK UP


When water is no longer leaving your house because the pipe collapsed and water is sent back into your home.  


Without this coverage you're picking up the damage bill


SERVICE LINE PROTECTION


The coverage replaces the under the slab plumbing when it collapses.  


Without the coverage your bill to replace starts at $5,000


HOME SYSTEMS PROTECTION


A/C unit, Washer and Dryer, Dishwasher, Refrigerator, TVs, Computer Breakdown coverage


Cheap insurance can get expensive after a claim


Elizabeth, FM Agency Group Team

3 WAYS WE CAN GET STARTED

You choose what is best for you

NEW HOMEBUYER INSURANCE PROGRAM

When you need to know the lowest home insurance rates in the neighborhood 

HOME INSURANCE

We check the rates from A rated companies offering the lowest rates in the area

FLOOD INSURANCE

We check the Flood Zone Determination Report and deliver the flood zone and rates in the area 

ONE AGENCY

Home and Flood insurance from one insurance company 

INSURANCE ADVISOR

Once you decide on the proposal you want you can book a call with our Coverage Expert or continue to purchase online

WE MAKE IT EASY

We handle all the paperwork and communicate with your lender to get you to the closing table

How it Works

Preferred Insurance protection when you need insurance to protect your new purchase

COMPLETE THE FORM

Receive your home insurance quotes to your email


REVIEW YOUR PROPOSALS

We offer a recommendation based on coverage and rate


YOUR OWN INSURANCE ADVISOR

You decide if you want to speak with our local coverage advisor or continue to buy online.  


WE MAKE IT EASY

You choose the proposal you like and we explain all the coverage options a new homebuyer should have


ANNUAL RENEWAL REVIEWS

Continue to get a rate review each year to make sure you are still getting the lowest rate available at renewal and have the opportunity to review with a coverage advisor at any time.

After the closing the real estate agent and mortgage broker disappear but at FM Agency Group we're here to make sure you are happy each renewal.


By providing the requested information and clicking "Send", I provide my signature expressly consenting to contact from FM Agency Group  or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time

SCHEDULE A CALL WITH FM AGENCY GROUP

Just select the time that is best for you and it will be assigned to one our professional licensed agents