5 Home insurance endorsements you need but probably don’t have There is a way to Hurricane proof your home insurance policy in South Louisiana A standard home insurance policy is not enough here You need to add some inexpensive coverage […]
Does your home insurance have mold insurance coverage?
MOLD COVERAGE HOME INSURANCE Mold is often excluded under a home insurance policy because it is not sudden and accidental damage in the event of a claim, but if the mold is the result of a claim it is possible […]
If I raise my home insurance deductible how much can I save?
So how much can you save taking a higher deductible on your home insurance policy? The term is transfer of risk The insurance company does not want you to make small claims I see it every day….claims payouts as low […]
3 ways to lower your home insurance rates
3 Best ways to lower your Louisiana Home Insurance rate Home insurance rates have been going down in Louisiana recently to the lack of Hurricane activity and the amount of home insurance companies that have entered the market driving rates […]
List of Louisiana Home Insurance claim numbers
List of Louisiana Home Insurance claim numbers No one wants or expects a tropical storm or hurricane to hit this year but some things you should do to get ahead of a claim event now Make an Evacuation Plan before […]
What is a Louisiana Surplus Lines Insurance Company?
Did you receive a quote from a surplus lines home insurance company? or do you currently have a surplus lines home insurance policy? Here is some information on surplus lines insurance companies. Surplus Lines Companies writing in Louisiana […]
Home Insurance Deductible Guide: How to determine the correct deductible for your house
Majority of customers don’t select their own home insurance deductible on their home insurance policies. Their insurance agent does. When we meet with potential home insurance customers, we often see the All Other Perils deductible at $1000 on their existing […]
Louisiana Non Standard Home Insurance
What is Non Standard Home Insurance in Louisiana? A non standard home insurance or a non standard Landlord rental investment property insurance is when a property no longer qualifies for the preferred or standard insurance market A property could have…. […]
HOME INSURANCE IF YOU HAVE BAD CREDIT
The majority of insurance companies writing new policies in South Louisiana today will use your credit score to determine your premium. First thought for many is what does my credit score have to do with insurance on my house? The […]
Buying a new house? It is more than cheap home insurance
INSPECTION REPORTS NEEDED WHEN BUYING A NEW HOME There are things you can do yourself to make sure your dream home doesn’t become a nightmare. HOME INSPECTION REPORT This is the standard report when buying a house. You hire […]