At FM Agency Group we offer the insurance protection you need for the value you want. 

We can protect your car, home, boat, motorcycle, rental property or if you own a commercial building

Started in 2001 we have been helping residents with Louisiana insurance products

Get the protection you need for the value you want


Click on the link to get started


New Orleans Home Insurance

In Louisiana new lower home insurance rates

Insured values from 75,000 to 10,000,000 on home insurance

Liability limits expanded with a personal umbrella to 10,000,000

Up to 20+ home insurance companies writing wind included on one policy (no split policies or wind excluded)

All quotes subject to underwriting approval

Zip Code for wind exposure subject to underwriting approval

Home insurance deductibles as low as $500

New endorsements added to home insurance policies including equipment breakdown, service line enhancement, hurricane evacuation and many more

Business Insurance

Our preferred business owner package program includes the coverage you need to protect your business on one policy

click here to see the program


Car Insurance

12 month annual policy terms to lock in your rate for one year

Instant accident forgiveness with no waiting period (usually 3 years)

Total loss replacement value coverage

Recurring Credit Card billing

Drive tracking phone app to save additional 30% after policy is sold


Landlord Rental Dwelling

From 1 to 100 properties on one insurance policy if needed

Liability limits up to 10,000,000 on one policy

Personal umbrella and Commercial Umbrella options now available

Limits up to 10,000,000

Equipment Breakdown

Service Line enhancement coverage

Loss of Rental Income

Slip, Trip and Fall Liability protection


Commercial Property Insurance

Commercial buildings Lessors Risk

Office buildings

Strip mall centers

Apartment complex

Condo Associations 

1–4 Family units

4-100+ units

Limits up to 20,000,000

Liability up to 10,000,000

Equipment Breakdown


Loss of Rental Income

Slip, Trip and Fall parking lot protection



Primary FEMA flood limits

Excess Flood for personal and commercial risks

Private Flood Insurance options up to the full limit of replacement cost


Personal Umbrella

Excess liability above your primary limits of 

250,000 Car insurance

300,000 Home insurance

300,000 Boat insurance

300,000 Motorcycle insurance

300,000 ATV Golf Car insurance

300,000 Rental Property insurance for landlords

Limits up to 10,000,000