Wondering how much homeowners insurance should cost?
Whether you’re comparing home insurance quotes from different insurance companies just remember not all insurance policies are the same.
We can break down average pricing, factors that affect your rate and zip code rates so you can make the best decision for you and or your family.
What does Home Insurance usually cost?
Rates are based on underwriting factors but not limited to
Zip Code
Brick or Frame construction
Shape of roof (hip or gable)
Year of construction
Year of recent roof replacement
Update to Electrical, Plumbing, HVAC and Roof
Size of your home (square foot)
Rebuild cost
Insurance Score (includes your credit score)
Claims History
Current Pricing in 2025
Baton Rouge Homeowners Insurance Pricing
Prairieville Homeowners Insurance Pricing
Westbank Homeowners Insurance Pricing
River Ridge Homeowners Insurance Pricing
Smart Ways to Save on Homeowners Insurance
Increase your deductible from $500 to $2500
Review higher wind deductibles
Customize your personal property coverage
Maximize All Available Discounts
Upgrade/Replace your Roof
Consider a Wind Mitigation Report
