Protect What Matters Most: Discover Our Comprehensive Insurance Solutions

At FM Agency Group, we know that life is full of surprises—some exciting, some less so. That’s why we’re here to offer peace of mind with insurance products designed to safeguard your home, car, rental properties, and more.

Whether you’re a homeowner, a driver, a landlord, or someone looking for an extra layer of protection, our tailored policies have you covered. Let’s dive into the insurance options we offer and how they can bring security to your life.

Home Insurance: Your Safe Haven, Protected

Your home is more than just a building—for many it is your most valuable asset behind your ability to earn a living.

Our home insurance policies are designed to protect your wallet from unexpected events like fires, hurricanes, storms, theft, or other damages.

We cover:

Dwelling protection: Repairs or rebuilding costs for your home’s structure.

Personal belongings: Coverage for your furniture, electronics, and other valuables.

Liability protection: Financial protection if someone is injured on your property or you accidentally cause damage to someone else’s property.

Additional living expenses: Help with temporary housing costs if your home becomes uninhabitable due to a claim.

We’ll customize a policy to fit your needs and budget, ensuring your home remains is protected and you can recover from a claim.

Car Insurance: Drive with Confidence

Our car insurance policies are built to keep you protected since driving a car can be the most dangerous thing you do every day.

Not only do you risk injury from an accident but your bank account is also exposed if something bad happens and you don’t have enough insurance.

We offer:

Liability coverage: Covers damages or injuries you may cause to others in an accident.

Collision coverage: Pays for repairs to your car if you’re in an accident, regardless of who’s at fault.

Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, flood, animals and shopping carts to name a few.

Medical payments: Covers medical expenses for you and your passengers after an accident.

Uninsured/underinsured motorist protection: Safeguards you if you’re hit by a driver no insurance or not enough insurance to cover your damages and or injuries.

We can build a car insurance plan that lets you drive with confidence, knowing you’re backed by a reliable insurance company.

Rental Property Insurance: Safeguard Your Investment

Owning a rental property is a smart investment, but it comes with unique risks.

Our rental property insurance (also known as landlord insurance) is designed to protect your income-generating properties, so you can focus on keeping more of your rental income.

Key features include:

Property damage coverage: Protects your rental property from events like fire, hurricanes, busted pipes, or vandalism.

Loss of rental income: Reimburses you for lost rent if your property becomes uninhabitable due to claim.

Liability protection: Covers legal defense and medical costs if a tenant or guest of the tenant is injured on your property.

Optional add-ons: Excess or Umbrella liability Coverage or Flood insurance

Whether you own a single rental unit or a multi-family property, we’ll help you find a policy that protects your investment and keeps your rental business running smoothly.

Personal Umbrella Insurance: An Extra Layer of Security

Sometimes, life’s unexpected events come with a large financial exposure. That’s where personal umbrella insurance steps in, offering an extra layer of liability protection that goes beyond your standard home, car, or rental property policies.

This coverage kicks in when:

You face a lawsuit that exceeds the liability limits of your other policies.

You’re responsible for significant property damage or bodily injury (e.g., a major car accident or an incident at your home).

You need protection for unique situations, like libel or slander claims.

Think of umbrella insurance as a safety net that shields your savings, home, and future earnings from catastrophic financial losses.

It’s an affordable way to gain peace of mind, especially for those who own a home or drive a car.

Why Choose FM Agency Group?

At FM Agency Group we’re here to help you make insurance decisions to protect what you have.

Here’s why our clients trust us:

Personalized service: Our experienced agents take the time to understand your unique needs and craft policies that fit your life.

Comprehensive coverage options: From home and car to rental properties and umbrella policies, we offer a one-stop shop for all your insurance needs.

Competitive rates: We work with top insurers to find you the best coverage at prices that won’t break the bank.

Local expertise:  Located in Louisiana, we know the risks you face like Hurricanes, Hail storms, Tornadoes, Tropical Storms and Flooding.

Get Started Today

Life is unpredictable, but your insurance doesn’t have to be.

Whether you’re protecting your bank account from unexpected large financial losses or just need a lower rate on car insurance we can help.

FM Agency Group has the coverage you need.

Let us help you find the perfect insurance plan so you can focus on what matters most—living life to the fullest.

Ready to explore your options?

Contact us today for a free, no-obligation quote. Call 504.348.3131,

We’re here to protect what matters most to you!

All rights reserved.